Every travel insurance company naturally would guarantee that they offer the best policy and that includes American Express.  They not only boast about their lowest rates in their credit cards but also about their travel insurance.  This includes several different cheap travel insurance policies, including emergency travel insurance.

For car rental they also offer premium protection.  They give you up to $100,000 worth of coverage in case of theft or damage to your rental car.  They also give you a rate that can be anywhere from ten dollars to five hundred dollars lower than the competition.  They charge per rental and not per day.  One of their other selling points is that if you get their insurance, you will not need to file anything with your personal car insurance.  Typically, that is the case with rental cars if they offer you their own policy, so make sure to ask them how they are unique from everyone else.

American Express also covers up to $2,000 in baggage protection and that is regardless of if it was lost, stolen or damaged.  In addition, should your flight get delayed for 3 hours or more, their baggage policy will give you for up to $500 of necessary items you need.  Again, this is when you ask questions on what they would cover whether its meals, or if you can also get a rental to drive if your next destination is within so many miles of where you are stranded.

This policy also guarantees to cover Business Effects and personal valuables.  Make sure to ask what they cover in their Business Effects policy.  That could be a briefcase, a company credit card, or anything else on their list.  You must be aware of what the insurer thinks is worthy of coverage.  Also ask in relation to personal valuables if it includes jewelry, clothing and cash.